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Private Pay Health

 Private Pay is the basis upon which the healthcare financing system began. Patients paid physicians a fee-for-service. In its purest sense, the Private Pay model includes only the physician and patient in the exchange of compensation for medical care provided. Over the years as healthcare financing arrangements have changed, entities paying a fee-for-service includes all payers-public and private. Recently, the healthcare industry has referred to physician practices that do not accept health insurance as cash-only practices or Private Pay offices. Private Pay vastly reduces the traditional overhead expenses by not having to bill and abide by contractual requirements of third party payers. Further, collection rates may be higher with fewer bad debt expenses. Physicians in a pure Private Pay practice may want to continue to see patients with private insurance who are willing to pay cash and submit their own claims. Before charging privately insured patients on a cash basis, the physician should determine that there are no contractual or legal restrictions on doing so. This will necessitate a review of existing contracts and state insurance regulations. Certain states protect enrollee’s in particular private insurance plans from being billed for any sums beyond what the insurance company pays, except for co-pays and deductibles. Opponents of a completely Private Pay practice model would argue that it violates the professional principle of ensuring equal access for all. Individuals with insurance may not be able to afford seeing a physician who does not participate with their health plan due to the added financial responsibilities. Thus, the Private Pay practice is limiting its level of patients’ access to care based on one’s financial means. There are already millions of Americans who cannot afford private health insurance and have Medicaid coverage. Others self-insure due to their financial resources being such that they can pay out-of-pocket for their medical expenses. Physicians who wish to move to a pure Private Pay practice and still take Medicare patients must privately contract with such patients. If still accepting Medicare, it is advisable to follow the Medicare fee schedule as to avoid causing any red flags to be raised. The rules related to treating Medicaid patients on a Private Pay basis will vary from state to state. It is advisable to contact the state Medicaid agency for their terms on charging patients directly. Beverly Hills Body Surgery provides body lift plastic surgeon and plastic surgery information around Los Angeles and Beverly Hills areas of California. Beverly Hills Plastic Surgery Plastic Surgery Beverly Hills offers cosmetic and plastic surgery including breast augmentation, liposuction, face lift surgery, rhinoplasty and more. Beverly Hills Plastic Surgery Customers from all over the world go to surgeons in Beverly Hills to get cosmetic enhancements. Beverly Hills Plastic Surgery Surgery Solutions in Beverly Hills provides high quality laser hair removal and other services like spa services, Botox, photo rejuvenation, and much more. Beverly Hills Plastic Surgery Beverly Plastic offers rhinoplasty, breast augmentation, facelift, liposuction and more at the plastic surgery practice. Beverly Hills Plastic Surgery Plastic Surgeon in Beverly Hills Ca serving Los Angeles offers cosmetic and plastic surgery including breast augmentation, liposuction, face lift surgery. Beverly Hills Plastic Surgery You choose these implants; you may need to visit your plastic surgeon regularly to make sure the implants are functioning properly. Beverly Hills Plastic Surgery Care of Beverly Hills Medical Group provides a center of excellence for comprehensive, state-of-the-art medical care. Beverly Hills Plastic Surgery The Beverly Hills plastic surgeon specializing in face-lifts and rhinoplasty can help you. Beverly Hills Plastic Surgery Medical center located in Beverly hills, California. Beverly hills is a fashionable residential area for show business ... Beverly Hills Plastic Surgery We perform cosmetic nose surgery and nasal breathing surgery, Beverly hills plastic surgery expert whose team of surgeons ... Beverly Hills Plastic Surgery Plastic surgeon in Beverly hills ca serving los Angeles offers cosmetic and plastic surgery including breast augmentation, liposuction, face lift surgery Beverly Hills Plastic Surgery